Life Insurance with Money Back Guarantee: Return of Premium

Get covered—and get your money back if you don’t use it.

What is ROP Term Insurance?

ROP Term Insurance (Return of Premium) is a type of term life insurance that provides financial protection for a set period. If you outlive the term, you get back all the premiums you paid—offering peace of mind with a built-in money-back guarantee.

Why It Works for You

✅Full premium refund at the end of the term

✅Tax-free return (in most cases)

✅Death benefit coverage during the term

✅Combine security and savings

Who Is It For?

✅ Savers who want value from insurance

✅ Families wanting coverage and a refund

✅ People who dislike “use-it-or-lose-it” products

How It Works

✅Choose your term and coverage

✅If you pass away during the term → your family gets the benefit

✅Pay premiums regularly

✅If you outlive the term → you get all your money back

Get life insurance with a built-in refund.